Terms of Use

Effective Date: February 18, 2026

By accessing and using this website, you agree to the following terms:

Informational Purposes Only

The content on this website is for informational purposes only and does not constitute a loan offer, preapproval, or commitment to lend. All loan applications are subject to credit approval and applicable laws.

Loan Terms

Loan programs, rates, fees, and terms are subject to change without notice and vary based on individual circumstances and market conditions.

No Advice

Information on this website should not be considered legal, tax, or financial advice.

Limitation of Liability

Overcash Mortgage is not liable for damages arising from the use of this website or reliance on its content.

Governing Law

These Terms are governed by the laws of the State of North Carolina.
If you do not agree with these terms, please discontinue use of this website.

Overcash Mortgage
NMLS #2804869
Nicholas Overcash, NMLS #664780, 919-559-3468
Licensed by the North Carolina Commissioner of Banks