Privacy Policy

Effective Date: February 18, 2026

Overcash Mortgage (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information you provide when visiting our website.

Information We Collect

We may collect personal information that you voluntarily provide through website forms, including your name, email address, phone number, and other contact information. We may also collect general website usage data such as IP address and browser type.

How We Use Information

Information collected may be used to:

• Respond to inquiries
• Provide mortgage-related information
• Process loan applications
• Comply with legal and regulatory requirements

Loan Applications

If you apply for a mortgage loan, additional personal and financial information will be collected through secure systems. Required privacy disclosures will be provided during the loan application process.

Information Sharing

We do not sell your personal information. Information may be shared with service providers, lending partners, or as required by law in connection with providing mortgage services.

Data Security

We use reasonable safeguards to protect your information. However, no internet transmission is guaranteed to be completely secure.

Overcash Mortgage
NMLS #2804869
Nicholas Overcash, NMLS #664780, 919-559-3468
Licensed by the North Carolina Commissioner of Banks