About
OVERCASH Mortgage

Meet Our Team

At Overcash Mortgage, we are a husband-and-wife team working together to guide clients through one of life’s most important financial decisions. We created this business with a shared belief that the mortgage process should feel more clear, personal, and supported than it often does.

Nick focuses on helping clients structure mortgage options with clarity and strategy, drawing on decades of experience in finance and residential lending. Rachel manages the loan process from application to closing, working to keep communication clear and the process moving as smoothly as possible.

Together, we provide a mortgage experience that is clear and well-coordinated, helping each client move forward feeling informed and confident. We’re grateful for the opportunity to work with clients across North Carolina and be part of their homeownership journey.

The OVERCASH Team

Nick Overcash

Nick Overcash

Loan Officer-Member Manager
NMLS 664780

Rachel Overcash

Rachel Overcash

Mortgage Success Manager
NMLS 2809244